Privacy Policy

Effective Date: April 15, 2024

Lendera (“LendEra Lending,” “Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website or engage with our services.

By using this website, you agree to the terms of this Privacy Policy.

1. Information We Collect

We may collect personal information that you voluntarily provide, including:

  • Full name
  • Email address
  • Phone number
  • Mailing address
  • Date of birth
  • Financial or application-related information
  • Government-issued identification information when required

We may also collect limited technical information automatically, such as IP address, browser type, and device information, for security and website performance purposes.

2. How We Use Your Information

We use collected information to:

  • Respond to inquiries
  • Process applications
  • Provide customer care and account servicing
  • Verify identity
  • Comply with legal and regulatory requirements
  • Prevent fraud and enhance security
  • Improve website functionality

We do not sell personal information.

3. SMS & TEXT MESSAGE COMMUNICATIONS

Lendera LLC uses SMS messaging solely for customer care and account servicing purposes. We do not send unsolicited promotional text messages.

3.1 How You Opt In

You may opt in to receive SMS messages by:

  • Entering your mobile number into a website contact or application form
  • Affirmatively selecting an unchecked SMS consent checkbox
  • Providing written or recorded verbal authorization during the application process

SMS Consent Language:

“I consent to receive SMS text messages from Lendera LLC and its authorized representatives regarding inquiry responses, application status updates, appointment reminders, documentation requests, and account notifications. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent is not a condition of obtaining services.”

The consent checkbox is not pre-selected and requires affirmative action. Consent to receive SMS messages is not required to obtain services. You may call 833-536-3372 to continue your application without SMS communication.

3.2 Types of Messages You May Receive

  • Inquiry follow-up
  • Application status updates
  • Appointment reminders
  • Documentation requests
  • Account notifications
  • Customer support responses

Messages are informational and service-related in nature.

3.3 Sending Numbers

Messages may be sent from:

  • 833-536-3372
  • Other company-owned telephone numbers assigned to authorized representatives operating under registered messaging campaigns

All numbers are used for first-party communications only.

3.4 Message Frequency & Charges

Message frequency varies based on account activity and service needs. Message and data rates may apply depending on your mobile carrier and plan. Mobile carriers are not liable for delayed or undelivered messages.

3.5 Opt-Out & Help Instructions

You may opt out at any time by replying:

STOP

After opting out, you will receive a confirmation message and no further SMS messages will be sent unless you opt in again.

For assistance, reply:

HELP

Or contact us at:
833-536-3372
info@lenderalending.com

3.6 No Third-Party Lead Lists

We do not use purchased, rented, or shared third-party lead lists for SMS communications. All recipients provide direct consent through our website or through direct interaction with our business.

4. Loan & Lending Disclosures

All loans available through LendEra Funding, LLC (“LendEra”) are made by lenders in their network and are subject to eligibility criteria and review of creditworthiness and history.

Loan terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage history. Eligibility for a loan is not guaranteed.

Loans may not be available in all states. Repayment periods typically range from 24 to 60 months.

APR Range: 5.99% to 24% APR. APR calculations include applicable fees, including loan origination fees.

Example: A 60-month $16,000 loan with a 14.84% interest rate and 15.99% APR would have an estimated monthly payment of $379.30 and total finance charges of $7,158.00.

NMLS Lendera LLC (2721990)

5. Important Information About Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires financial institutions to obtain, verify, and record information identifying each person who opens an account.

You may be asked for your name, address, date of birth, and government-issued identification.

6. Data Sharing

We may share personal information only:

  • With service providers assisting in delivering services
  • With financial institutions involved in application processing
  • As required by law or regulatory obligation

Mobile opt-in information and SMS consent are not shared with third parties for marketing purposes.

7. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, or misuse.

No system can guarantee complete security; however, we take commercially reasonable steps to protect your information.

8. Data Retention

We retain personal information only as long as necessary to:

  • Provide requested services
  • Comply with legal obligations
  • Resolve disputes
  • Enforce agreements

9. Your Rights

Depending on your jurisdiction, you may have rights to request access to, correction of, or deletion of personal information.

To submit a request, contact:
833-536-3372
info@lenderalending.com

10. Updates to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised effective date. Continued use of the website constitutes acceptance of any updates.

11. Contact Information

Lendera LLC
Customer Care: 833-536-3372
Website: https://lenderalending.com/

12. Smart Pixl

This site is being monitored by one or more third-party monitoring software(s), and may capture information about your visit that will help us improve the quality of our service. You may opt-out from the data that https://smartpixl.com is collecting on your visit through a universal consumer options page located at https://smartpixl.com/Unsub/unsub.html

Website Liability Disclaimer

LendEra LLC provides access to a broad range of unsecured personal loan and residential mortgage loan products through a network of licensed lenders and brokers across the United States. Our services are designed to help consumers explore financing options that align with their individual financial needs and credit profiles. Loan amounts, terms, interest rates, and fees will vary depending on the loan type, borrower qualifications, and lender criteria.

LendEra LLC is not a direct lender and does not make credit decisions. All loan offers are subject to lender approval, identity verification, underwriting guidelines, and compliance with applicable federal and state laws. Submission of information through this website does not constitute a loan application or guarantee that a loan offer will be made.

We comply with all applicable laws and regulations, including but not limited to the Equal Credit Opportunity Act (ECOA), which prohibits discrimination in any aspect of a credit transaction on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), receipt of public assistance income, or exercise of rights under the Consumer Credit Protection Act.

LendEra LLC supports Fair Lending practices and is committed to ensuring that all consumers are treated fairly, equally, and respectfully throughout the lending process.

For mortgage-related products, LendEra LLC and its partners adhere to the requirements of the Real Estate Settlement Procedures Act (RESPA) and the Truth in Lending Act (TILA). We are proud to operate in compliance with the principles of the Equal Housing Opportunity Act.

Equal Housing Lender.

NMLS ID: NMLS #2721990

Fees may apply and will be disclosed clearly and in accordance with applicable law prior to the execution of any agreement. Availability of specific loan features such as fast funding, flexible repayment options, and the absence of prepayment penalties may vary by lender and loan type.

By using this website, you acknowledge and agree to this disclaimer, as well as our Terms of Service and Privacy Policy. You are strongly encouraged to carefully review all disclosures and loan documents before accepting any offer.

Copyright © 2025 LendEra LLC. All rights reserved.
 NMLS #2721990

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